Affordable affluence refers to a cultural phenomenon where consumers use accessible luxury goods and lifestyles to project status and align themselves with a higher social class, without requiring substantial wealth. This concept is embodied by brands such as Aritzia and Erewhon, which position themselves as offering high-end, trendy, or health-conscious products that are relatively accessible to the average consumer. A related concept is quiet luxury, where the ultra-wealthy signal wealth through subtle means. Quiet luxury emphasizes the widening gap between the ultra-wealthy and the general public, whereas accessible affluence provides a way for the general public to indulge in the lifestyle of the ultra-wealthy. == Origin of the term == An early use of the phrase in this context in a 2023 article in The Cut called "Meet the People Working 3 Jobs to Afford Erewhon." One of the interviewees used Erewhon as an archetype of affordable affluence. It was described as “a way for regular people to position themselves adjacent to the upper class.” == Background and description == The phenomenon arises due to an individual's desire to showcase status. For years, companies have strategized how to target the average consumers by providing a product that signals an elevated social status. For instance, Aritzia partnered with celebrities and micro-influencers to make it an aspirational brand at an affordable cost. Erewhon similarly has allowed middle class consumers to subtly signal a higher degree of perceived wealth by purchasing higher priced, but still attainable items. It has allowed middle-class individuals to feel as though they are part of an exclusive culture. This phenomenon has been seen particularly with Gen Z and Millennials in the setting of financial hardships in the 2020s. Affordable affluence is an example of the lipstick effect. Because traditional status symbols such as expensive cars became relatively more unattainable, posting clips on social media that showcase affordable affluence become an alternative status symbol. Particularly with food, the perception has evolved from a necessity to a luxury. A McKinsey & Company report demonstrated that these generations place a higher importance on groceries than restaurants, travel, and beauty/fashion.
Dyme (company)
Dyme is a Dutch fintech start-up and subscription management app that allows users to cancel and renegotiate their recurring costs. In 2019, Dyme was the first independent Dutch company to receive a PSD2 licence from the Netherlands' central bank (DNB). == History == Dyme was founded in 2018 by Joran Iedema, David Knap, David Schogt and Wouter Florijn. The four had previously founded Cycleswap, a bicycle rental platform launched in 2015 and sold to the American platform Spinlister in 2016. The company gained notability in the Netherlands in 2020 when it appeared on Dutch television in Dragons Den, where Pieter Schoen made a €750,000 bid in an attempt to acquire 51.01% of the company. Dyme's Joran Iedema rejected the deal. == Recognition == Wired described Dyme as one of the "hottest start-ups in Europe" in 2021. As of 2021, the company reportedly had 350,000 registered users in the Netherlands and Great Britain.
Frame (artificial intelligence)
Frames are an artificial intelligence data structure used to divide knowledge into substructures by representing "stereotyped situations". They were proposed by Marvin Minsky in his 1974 article "A Framework for Representing Knowledge". Frames are the primary data structure used in artificial intelligence frame languages; they are stored as ontologies of sets. Frames are also an extensive part of knowledge representation and reasoning schemes. They were originally derived from semantic networks and are therefore part of structure-based knowledge representations. According to Russell and Norvig's Artificial Intelligence: A Modern Approach, structural representations assemble "facts about particular object and event types and [arrange] the types into a large taxonomic hierarchy analogous to a biological taxonomy". == Frame structure == The frame contains information on how to use the frame, what to expect next, and what to do when these expectations are not met. Some information in the frame is generally unchanged while other information, stored in "terminals", usually change. Terminals can be considered as variables. Top-level frames carry information, that is always true about the problem in hand, however, terminals do not have to be true. Their value might change with the new information encountered. Different frames may share the same terminals. Each piece of information about a particular frame is held in a slot. The information can contain: Facts or Data Values (called facets) Procedures (also called procedural attachments) IF-NEEDED: deferred evaluation IF-ADDED: updates linked information Default Values For Data For Procedures Other Frames or Subframes == Features and advantages == A frame's terminals are already filled with default values, which is based on how the human mind works. For example, when a person is told "a boy kicks a ball", most people will visualize a particular ball (such as a familiar soccer ball) rather than imagining some abstract ball with no attributes. One particular strength of frame-based knowledge representations is that, unlike semantic networks, they allow for exceptions in particular instances. This gives frames a degree of flexibility that allows representations to reflect real-world phenomena more accurately. Like semantic networks, frames can be queried using spreading activation. Following the rules of inheritance, any value given to a slot that is inherited by subframes will be updated (IF-ADDED) to the corresponding slots in the subframes and any new instances of a particular frame will feature that new value as the default. Because frames are based on structures, it is possible to generate a semantic network given a set of frames even though it lacks explicit arcs. References to Noam Chomsky and his generative grammar of 1950 are generally missing from Minsky's work. The simplified structures of frames allow for easy analogical reasoning, a much prized feature in any intelligent agent. The procedural attachments provided by frames also allow a degree of flexibility that makes for a more realistic representation and gives a natural affordance for programming applications. == Example == Worth noticing here is the easy analogical reasoning (comparison) that can be done between a boy and a monkey just by having similarly named slots. Also notice that Alex, an instance of a boy, inherits default values like "Sex" from the more general parent object Boy, but the boy may also have different instance values in the form of exceptions such as the number of legs. == Frame language == A frame language is a technology used for knowledge representation in artificial intelligence. They are similar to class hierarchies in object-oriented languages although their fundamental design goals are different. Frames are focused on explicit and intuitive representation of knowledge whereas objects focus on encapsulation and information hiding. Frames originated in AI research and objects primarily in software engineering. However, in practice, the techniques and capabilities of frame and object-oriented languages overlap significantly. === Example === A simple example of concepts modeled in a frame language is the Friend of A Friend (FOAF) ontology defined as part of the Semantic Web as a foundation for social networking and calendar systems. The primary frame in this simple example is a Person. Example slots are the person's email, home page, phone, etc. The interests of each person can be represented by additional frames describing the space of business and entertainment domains. The slot knows links each person with other persons. Default values for a person's interests can be inferred by the web of people they are friends of. === Implementations === The earliest frame-based languages were custom developed for specific research projects and were not packaged as tools to be re-used by other researchers. Just as with expert system inference engines, researchers soon realized the benefits of extracting part of the core infrastructure and developing general-purpose frame languages that were not coupled to specific applications. One of the first general-purpose frame languages was KRL. One of the most influential early frame languages was KL-ONE. KL-ONE spawned several subsequent Frame languages. One of the most widely used successors to KL-ONE was the Loom language developed by Robert MacGregor at the Information Sciences Institute. In the 1980s, Artificial Intelligence generated a great deal of interest in the business world fueled by expert systems. This led to the development of many commercial products for the development of knowledge-based systems. These early products were usually developed in Lisp and integrated constructs such as IF-THEN rules for logical reasoning with Frame hierarchies for representing data. One of the most well known of these early Lisp knowledge-base tools was the Knowledge Engineering Environment (KEE) from Intellicorp. KEE provided a full Frame language with multiple inheritance, slots, triggers, default values, and a rule engine that supported backward and forward chaining. As with most early commercial versions of AI software KEE was originally deployed in Lisp on Lisp machine platforms but was eventually ported to PCs and Unix workstations. The research agenda of the Semantic Web spawned a renewed interest in automatic classification and frame languages. An example is the Web Ontology Language (OWL) standard for describing information on the Internet. OWL is a standard to provide a semantic layer on top of the Internet. The goal is that rather than searching the web using keywords as most search engines (e.g. Google) do today, the web can be organized by concepts organized in an ontology, like a directory structure. The name of the OWL language itself provides a good example of the value of a Semantic Web. If one were to search for "OWL" using the Internet today most of the pages retrieved would be on the bird Owl rather than the standard OWL. With a Semantic Web it would be possible to specify the concept "Web Ontology Language" and the user would not need to worry about the various possible acronyms or synonyms as part of the search. Likewise, the user would not need to worry about homonyms crowding the search results with irrelevant data such as information about birds of prey as in this simple example. In addition to OWL, various standards and technologies that are relevant to the Semantic Web and were influenced by Frame languages include OIL and DAML. The Protege Open Source software tool from Stanford University provides an ontology editing capability that is built on OWL and has the full capabilities of a classifier. However it ceased to explicitly support frames as of version 3.5 (which is maintained for those preferring frame orientation), with the current version being 5.6.8 as of 2025. The justification for moving from explicit frames being that OWL DL is more expressive and "industry standard". === Comparison of frames and objects === Frame languages have a significant overlap with object-oriented languages. The terminologies and goals of the two communities were different but as they moved from the academic world and labs to the commercial world developers tended to not care about philosophical issues and focused primarily on specific capabilities, taking the best from either camp regardless of where the idea began. What both paradigms have in common is a desire to reduce the distance between concepts in the real world and their implementation in software. As such both paradigms arrived at the idea of representing the primary software objects in taxonomies starting with very general types and progressing to more specific types. The following table illustrates the correlation between standard terminology from the object-oriented and frame language communities: The primary difference between the two paradigms was in the degree that encapsulation was considered a majo
Business rule management system
A BRMS or business rule management system is a software system used to define, deploy, execute, monitor and maintain the variety and complexity of decision logic that is used by operational systems within an organization or enterprise. This logic, also referred to as business rules, includes policies, requirements, and conditional statements that are used to determine the tactical actions that take place in applications and systems. == Overview == A BRMS includes, at minimum: A repository, allowing decision logic to be externalized from core application code Tools, allowing both technical developers and business experts to define and manage decision logic A runtime environment, allowing applications to invoke decision logic managed within the BRMS and execute it using a business rules engine The top benefits of a BRMS include: Reduced or removed reliance on IT departments for changes in live systems. Although, QA and Rules testing would still be needed in any enterprise system. Increased control over implemented decision logic for compliance and better business management including audit logs, impact simulation and edit controls. The ability to express decision logic with increased precision, using a business vocabulary syntax and graphical rule representations (decision tables, decision models, trees, scorecards and flows) Improved efficiency of processes through increased decision automation. Some disadvantages of the BRMS include: Extensive subject matter expertise can be required for vendor specific products. In addition to appropriate design practices (such as Decision Modeling), technical developers must know how to write rules and integrate software with existing systems Poor rule harvesting approaches can lead to long development cycles, though this can be mitigated with modern approaches like the Decision Model and Notation (DMN) standard. Integration with existing systems is still required and a BRMS may add additional security constraints. Reduced IT department reliance may never be a reality due to continued introduction to new business rule considerations or object model perturbations The coupling of a BRMS vendor application to the business application may be too tight to replace with another BRMS vendor application. This can lead to cost to benefits issues. The emergence of the DMN standard has mitigated this to some degree. Most BRMS vendors have evolved from rule engine vendors to provide business-usable software development lifecycle solutions, based on declarative definitions of business rules executed in their own rule engine. BRMSs are increasingly evolving into broader digital decisioning platforms that also incorporate decision intelligence and machine learning capabilities. However, some vendors come from a different approach (for example, they map decision trees or graphs to executable code). Rules in the repository are generally mapped to decision services that are naturally fully compliant with the latest SOA, Web Services, or other software architecture trends. == Related software approaches == In a BRMS, a representation of business rules maps to a software system for execution. A BRMS therefore relates to model-driven engineering, such as the model-driven architecture (MDA) of the Object Management Group (OMG). It is no coincidence that many of the related standards come under the OMG banner. A BRMS is a critical component for Enterprise Decision Management as it allows for the transparent and agile management of the decision-making logic required in systems developed using this approach. == Associated standards == The OMG Decision Model and Notation standard is designed to standardize elements of business rules development, specially decision table representations. There is also a standard for a Java Runtime API for rule engines JSR-94. OMG Business Motivation Model (BMM): A model of how strategies, processes, rules, etc. fit together for business modeling OMG SBVR: Targets business constraints as opposed to automating business behavior OMG Production Rule Representation (PRR): Represents rules for production rule systems that make up most BRMS' execution targets OMG Decision Model and Notation (DMN): Represents models of decisions, which are typically managed by a BRMS RuleML provides a family of rule mark-up languages that could be used in a BRMS and with W3C RIF it provides a family of related rule languages for rule interchange in the W3C Semantic Web stack Many standards, such as domain-specific languages, define their own representation of rules, requiring translations to generic rule engines or their own custom engines. Other domains, such as PMML, also define rules.
GNOWSYS
GNOWSYS (Gnowledge Networking and Organizing system) is a specification for a generic distributed network based memory/knowledge management. It is developed as an application for developing and maintaining semantic web content. It is written in Python. It is implemented as a Django app. The GNOWSYS project was launched by Nagarjuna G. in 2001, while he was working at Homi Bhabha Centre for Science Education (HBCSE). The memory of GNOWSYS is designed as a node-oriented space. A node is described by other nodes to which it has links. The nodes are organized and processed according to a complex data structure called the neighborhood. == Applications == The application can be used for web-based knowledge representation and content management projects, for developing structured knowledge bases, as a collaborative authoring tool, suitable for making electronic glossaries, dictionaries and encyclopedias, for managing large web sites or links, developing an online catalogue for a library of any thing including books, to make ontologies, classifying and networking any objects, etc. This tool is also intended to be used for an on-line tutoring system with dependency management between various concepts or software packages. For example, the dependency relations between Debian packages have been represented by the gnowledge portal Archived 2018-05-14 at the Wayback Machine. == Component Classes == The kernel is designed to provide support to persistently store highly granular nodes of knowledge representation like terms, predicates and very complex propositional systems like arguments, rules, axiomatic systems, loosely held paragraphs, and more complex structured and consistent compositions. All the component classes in GNOWSYS are classified according to complexity into three groups, where the first two groups are used to express all possible well formed formulae permissible in a first order logic. === Terms === ‘Object’, ‘Object Type’ for declarative knowledge, ‘Event’, ‘Event Type’, for temporal objects, and ‘Meta Types’ for expressing upper ontology. The objects in this group are essentially any thing about which the knowledge engineer intends to express and store in the knowledge base, i.e., they are the objects of discourse. The instances of these component classes can be stored with or without expressing ‘instance of’ or ‘sub-class of’ relations among them. === Predicates === This group consists of ‘Relation’, and ‘Relation Type’ for expressing declarative knowledge, and ‘Function’ and ‘Function Type’ for expressing procedural knowledge. This group is to express qualitative and quantitative relations among the various instances stored in the knowledge base. While instantiating the predicates can be characterized by their logical properties of relations, quantifiers and cardinality as monadic predicates of these predicate objects. === Structures === ‘System’, ‘Encapsulated Class’, ‘Program’, and ‘Process’, are other base classes for complex structures, which can be combined iteratively to produce more complex systems. The component class ‘System’ is to store in the knowledge base a set of propositions composed into ontologies, axiomatic systems, complex systems like say a human body, an artifact like a vehicle etc., with or without consistency check. An ‘Encapsulated Class’ is to com- pose declarative and behavioural objects in a flexible way to build classes. A ‘Program’ is not only to store the logic of any complete program or a component class, composed from the already available behavioural instances in the knowledge base with built-in connectives (conditions, and loops), but also execute them as web services. A ‘Process’ is to structure temporal objects with sequence, concurrency, synchronous or asynchronous specifications. Every node in the database keeps the neighbourhood information, such as its super-class, sub-class, instance-of, and other relations, in which the object has a role, in the form of predicates. This feature makes computation of drawing graphs and inferences, on the one hand, and dependency and navigation paths on the other hand very easy. All the data and metadata is indexed in a central catalogue making query and locating resources efficient.
Jeremy Renner Official
Jeremy Renner Official (or Jeremy Renner on the Google Play Store) was a mobile app created by American actor Jeremy Renner. He created the app in March 2017 to hear the input and comments of his fans. The app was shut down in September 2019 in part due to the frequent bullying and trolling that the platform had experienced. The app featured optional microtransactions, with some ranging up to roughly US$400 despite the app itself being free. Upon shutting down the app, Renner issued a mass-refund for the collectible "stars" in the app for purchases made within the last ninety days, from the day the announcement was posted. He then posted an apology to the app itself, and the app was deleted from both the Google Play Store and the App Store shortly after. == Usage == Upon downloading the app, the user was faced with a video of Renner speaking about his fans and superfans, regular giveaways, and real-life updates. While the app was active, Renner posted regular questions and comments for fans. Renner occasionally livestreamed about his work and day-to-day life. The community developed to include memes, selfies, and a "Happy Rennsday" event on Wednesdays. == History == === 2017–2019 === The app launched in March 2017 with a promotional contest. Renner's fans were encouraged to download the app and create comments about being Renner's biggest fan; Renner would then choose a winner and transport the winner and a guest to have lunch with him at the Calgary Expo. In the first few months Renner teased behind-the-scenes of projects he was working on, which he now sporadically does on Instagram. The app was similarly designed to Instagram as well, with a near identically styled layout. Around midway through 2019, a hoax account of Renner was made to mock the celebrity, joking about masturbating to porn and defending another hoax account of Casey Anthony. FastCompany wrote extensively about Renner's app in April 2019, calling it "a surprising new kind of social media". The Ringer stated "Jeremy Renner's Jeremy Renner app is the Jeremy Renner of apps." === After deletion (2019–2020) === After the shutdown of the app, a comedy-based pseudo-app with modular endings was released, called "The Jeremy Renner App Experience", in which the player plays as Jeremy Renner on the day of the Jeremy Renner Official app's shutdown. The app details several different choices on how Renner handles the situation. A six-part podcast was also created to mock the app's deletion, called The Renner Files, featuring Carolyn Goldfarb and Sarah Ramos. == Controversies == === Marketing === One of the main controversies of Renner's app was its marketing. The app's developers, Escapex, specialized in and grew famous for making similar monetized apps for celebrities. The marketing campaign was based on direct contact with Renner, whose chances were increased with regular payments for "stars", although very few encounters seemed to happen with Renner himself. The multiple problems with the app led the CEO of Escapex, Sephi Shapira, to call the app a "freak situation", and added "Am I concerned about this? Not more than I'm concerned about 50 other things I'm dealing with as a startup company." Along with the marketing failures, the app was seen as misrepresenting itself as seemingly erotic with some advertisements featuring Renner suggestively staring at the camera, despite the actual app being initially considered safe for children. === Harassment === After its release in 2017, the app was met with waves of harassment and bullying by many users on the app, most frequently by using impersonation — referenced in Renner's apology/deletion notice. Some death threats were made across the app by fraud accounts pretending to be several controversial celebrities, including O. J. Simpson and Casey Anthony. As early as October 2017, there were claims of censorship, bullying, and "contest-rigging". In September 2019, comedian Stefan Heck publicized his discovery of the fact that replies through the app appeared as if they were sent by Renner himself in push notifications. After several users abused this feature, Renner asked Escapex to shut down the app.
Innovation Center for Artificial Intelligence
The Innovation Center for Artificial Intelligence (ICAI) is a Dutch national network focused on joint technology development between academia, industry and government in the area of artificial intelligence (AI). The initiative was launched in April 2018 and is based at Amsterdam Science Park. As of 2024, the director of the ICAI is Maarten de Rijke. In November 2018, ICAI announced its contribution to AINED, the first iteration of the Dutch National AI Strategy. In January 2023, Maastricht University announced the ROBUST program, led by the Innovation Center for Artificial Intelligence (ICAI) and supported by the University of Amsterdam and others. This initiative focuses on advancing research in trustworthy AI technology across various sectors, notably healthcare and energy, in the Netherlands. The program's plan includes the creation of 17 new labs and the appointment of PhD candidates, backed by a €25 million funding from the Dutch Research Council (NWO). == Labs == The ICAI network is linked to several collaborative labs: Thira Lab (Imaging): Thirona, Delft Imaging Systems and Radboud UMC, founded March 2019 AIMLab (AI for Medical Imaging): Uva and Inception Institute of Artificial Intelligence from the United Arab Emirates, founded March 2019 AFL (AI for Fintech): ING and Delft University of Technology, founded March 2019 Police Lab AI: Dutch National Police, founded January 2019 Elsevier AI Lab: Uva and Elsevier, founded October 2018 AIRLab Delft (AI for Retail Robotics): TU Delft Robotics and AholdDelhaize, founded November 2018 Quva Lab (Deep Vision): Uva and Qualcomm, founded 2016 (prior to ICAI) AIRLab Amsterdam (AI for Retail): Uva and AholdDelhaize, founded April 2018 DeltaLab (Deep Learning Technologies Amsterdam): Uva and Bosch, founded April 2017 (prior to ICAI) AI4SE (AI for Software Engineering Lab) Delft University of Technology and JetBrains, founded October 2023 Atlas Lab: Uva and TomTom (TOM2)