In computer science, reification is the process by which an abstract idea about a program is turned into an explicit data model or other object created in a programming language. A computable/addressable object—a resource—is created in a system as a proxy for a non computable/addressable object. By means of reification, something that was previously implicit, unexpressed, and possibly inexpressible is explicitly formulated and made available to conceptual (logical or computational) manipulation. Informally, reification is often referred to as "making something a first-class citizen" within the scope of a particular system. Some aspect of a system can be reified at language design time, which is related to reflection in programming languages. It can be applied as a stepwise refinement at system design time. Reification is one of the most frequently used techniques of conceptual analysis and knowledge representation. == Reflective programming languages == In the context of programming languages, reification is the process by which a user program or any aspect of a programming language that was implicit in the translated program and the run-time system, are expressed in the language itself. This process makes it available to the program, which can inspect all these aspects as ordinary data. In reflective languages, reification data is causally connected to the related reified aspect such that a modification to one of them affects the other. Therefore, the reification data is always a faithful representation of the related reified aspect . Reification data is often said to be made a first class object. Reification, at least partially, has been experienced in many languages to date: in early Lisp dialects and in current Prolog dialects, programs have been treated as data, although the causal connection has often been left to the responsibility of the programmer. In Smalltalk-80, the compiler from the source text to bytecode has been part of the run-time system since the very first implementations of the language. The C programming language reifies the low-level detail of memory addresses.Many programming language designs encapsulate the details of memory allocation in the compiler and the run-time system. In the design of the C programming language, the memory address is reified and is available for direct manipulation by other language constructs. For example, the following code may be used when implementing a memory-mapped device driver. The buffer pointer is a proxy for the memory address 0xB8000000. Functional programming languages based on lambda-calculus reify the concept of a procedure abstraction and procedure application in the form of the Lambda expression. The Scheme programming language reifies continuations (approximately, the call stack). In C#, reification is used to make parametric polymorphism implemented in the form of generics as a first-class feature of the language. In the Java programming language, there exist "reifiable types" that are "completely available at run time" (i.e. their information is not erased during compilation). REBOL reifies code as data and vice versa. Many languages, such as Lisp, JavaScript, and Curl, provide an eval or evaluate procedure that effectively reifies the language interpreter. Smalltalk and Actor languages permit the reification of blocks and messages, which are equivalent of lambda expressions in Lisp, and thisContext in Smalltalk, which is a reification of the current executing block. Homoiconic languages reify the syntax of the language as data that is understood by the language itself. This allows the user to write programs whose inputs and outputs are code (see macros, eval). Common representations of code include S-expressions (e.g. Clojure, Lisp), and abstract syntax trees (e.g. Rust). == Data reification vs. data refinement == Data reification (stepwise refinement) involves finding a more concrete representation of the abstract data types used in a formal specification. Data reification is the terminology of the Vienna Development Method (VDM) that most other people would call data refinement. An example is taking a step towards an implementation by replacing a data representation without a counterpart in the intended implementation language, such as sets, by one that does have a counterpart (such as maps with fixed domains that can be implemented by arrays), or at least one that is closer to having a counterpart, such as sequences. The VDM community prefers the word "reification" over "refinement", as the process has more to do with concretising an idea than with refining it. For similar usages, see Reification (linguistics). == In conceptual modeling == Reification is widely used in conceptual modeling. Reifying a relationship means viewing it as an entity. The purpose of reifying a relationship is to make it explicit, when additional information needs to be added to it. Consider the relationship type IsMemberOf(member:Person, Committee). An instance of IsMemberOf is a relationship that represents the fact that a person is a member of a committee. The figure below shows an example population of IsMemberOf relationship in tabular form. Person P1 is a member of committees C1 and C2. Person P2 is a member of committee C1 only. The same fact, however, could also be viewed as an entity. Viewing a relationship as an entity, one can say that the entity reifies the relationship. This is called reification of a relationship. Like any other entity, it must be an instance of an entity type. In the present example, the entity type has been named Membership. For each instance of IsMemberOf, there is one and only one instance of Membership, and vice versa. Now, it becomes possible to add more information to the original relationship. As an example, we can express the fact that "person p1 was nominated to be the member of committee c1 by person p2". Reified relationship Membership can be used as the source of a new relationship IsNominatedBy(Membership, Person). For related usages see Reification (knowledge representation). == In Unified Modeling Language (UML) == UML provides an association class construct for defining reified relationship types. The association class is a single model element that is both a kind of association and a kind of class. The association and the entity type that reifies are both the same model element. Note that attributes cannot be reified. == On Semantic Web == === RDF and OWL === In Semantic Web languages, such as Resource Description Framework (RDF) and Web Ontology Language (OWL), a statement is a binary relation. It is used to link two individuals or an individual and a value. Applications sometimes need to describe other RDF statements, for instance, to record information like when statements were made, or who made them, which is sometimes called "provenance" information. As an example, we may want to represent properties of a relation, such as our certainty about it, severity or strength of a relation, relevance of a relation, and so on. The example from the conceptual modeling section describes a particular person with URIref person:p1, who is a member of the committee:c1. The RDF triple from that description is Consider to store two further facts: (i) to record who nominated this particular person to this committee (a statement about the membership itself), and (ii) to record who added the fact to the database (a statement about the statement). The first case is a case of classical reification like above in UML: reify the membership and store its attributes and roles etc.: Additionally, RDF provides a built-in vocabulary intended for describing RDF statements. A description of a statement using this vocabulary is called a reification of the statement. The RDF reification vocabulary consists of the type rdf:Statement, and the properties rdf:subject, rdf:predicate, and rdf:object. Using the reification vocabulary, a reification of the statement about the person's membership would be given by assigning the statement a URIref such as committee:membership12345 so that describing statements can be written as follows: These statements say that the resource identified by the URIref committee:membership12345Stat is an RDF statement, that the subject of the statement refers to the resource identified by person:p1, the predicate of the statement refers to the resource identified by committee:isMemberOf, and the object of the statement refers to the resource committee:c1. Assuming that the original statement is actually identified by committee:membership12345, it should be clear by comparing the original statement with the reification that the reification actually does describe it. The conventional use of the RDF reification vocabulary always involves describing a statement using four statements in this pattern. Therefore, they are sometimes referred to as the "reification quad". Using reification according to this convention, we could record the fact that pe
Image stitching
Image stitching or photo stitching is the process of combining multiple photographic images with overlapping fields of view to produce a segmented panorama or high-resolution image. Commonly performed through the use of computer software, most approaches to image stitching require nearly exact overlaps between images and identical exposures to produce seamless results, although some stitching algorithms actually benefit from differently exposed images by doing high-dynamic-range imaging in regions of overlap. Some digital cameras can stitch their photos internally. == Applications == Image stitching is widely used in modern applications, such as the following: Document mosaicing Image stabilization feature in camcorders that use frame-rate image alignment High-resolution image mosaics in digital maps and satellite imagery Medical imaging Multiple-image super-resolution imaging Video stitching Object insertion == Process == The image stitching process can be divided into three main components: image registration, calibration, and blending. === Image stitching algorithms === In order to estimate image alignment, algorithms are needed to determine the appropriate mathematical model relating pixel coordinates in one image to pixel coordinates in another. Algorithms that combine direct pixel-to-pixel comparisons with gradient descent (and other optimization techniques) can be used to estimate these parameters. Distinctive features can be found in each image and then efficiently matched to rapidly establish correspondences between pairs of images. When multiple images exist in a panorama, techniques have been developed to compute a globally consistent set of alignments and to efficiently discover which images overlap one another. A final compositing surface onto which to warp or projectively transform and place all of the aligned images is needed, as are algorithms to seamlessly blend the overlapping images, even in the presence of parallax, lens distortion, scene motion, and exposure differences. === Image stitching issues === Since the illumination in two views cannot be guaranteed to be identical, stitching two images could create a visible seam. Other reasons for seams could be the background changing between two images for the same continuous foreground. Other major issues to deal with are the presence of parallax, lens distortion, scene motion, and exposure differences. In a non-ideal real-life case, the intensity varies across the whole scene, and so does the contrast and intensity across frames. Additionally, the aspect ratio of a panorama image needs to be taken into account to create a visually pleasing composite. For panoramic stitching, the ideal set of images will have a reasonable amount of overlap (at least 15–30%) to overcome lens distortion and have enough detectable features. The set of images will have consistent exposure between frames to minimize the probability of seams occurring. === Keypoint detection === Feature detection is necessary to automatically find correspondences between images. Robust correspondences are required in order to estimate the necessary transformation to align an image with the image it is being composited on. Corners, blobs, Harris corners, and differences of Gaussians of Harris corners are good features since they are repeatable and distinct. One of the first operators for interest point detection was developed by Hans Moravec in 1977 for his research involving the automatic navigation of a robot through a clustered environment. Moravec also defined the concept of "points of interest" in an image and concluded these interest points could be used to find matching regions in different images. The Moravec operator is considered to be a corner detector because it defines interest points as points where there are large intensity variations in all directions. This often is the case at corners. However, Moravec was not specifically interested in finding corners, just distinct regions in an image that could be used to register consecutive image frames. Harris and Stephens improved upon Moravec's corner detector by considering the differential of the corner score with respect to direction directly. They needed it as a processing step to build interpretations of a robot's environment based on image sequences. Like Moravec, they needed a method to match corresponding points in consecutive image frames, but were interested in tracking both corners and edges between frames. SIFT and SURF are recent key-point or interest point detector algorithms but a point to note is that SURF is patented and its commercial usage restricted. Once a feature has been detected, a descriptor method like SIFT descriptor can be applied to later match them. === Registration === Image registration involves matching features in a set of images or using direct alignment methods to search for image alignments that minimize the sum of absolute differences between overlapping pixels. When using direct alignment methods one might first calibrate one's images to get better results. Additionally, users may input a rough model of the panorama to help the feature matching stage, so that e.g. only neighboring images are searched for matching features. Since there are smaller group of features for matching, the result of the search is more accurate and execution of the comparison is faster. To estimate a robust model from the data, a common method used is known as RANSAC. The name RANSAC is an abbreviation for "RANdom SAmple Consensus". It is an iterative method for robust parameter estimation to fit mathematical models from sets of observed data points which may contain outliers. The algorithm is non-deterministic in the sense that it produces a reasonable result only with a certain probability, with this probability increasing as more iterations are performed. It being a probabilistic method means that different results will be obtained for every time the algorithm is run. The RANSAC algorithm has found many applications in computer vision, including the simultaneous solving of the correspondence problem and the estimation of the fundamental matrix related to a pair of stereo cameras. The basic assumption of the method is that the data consists of "inliers", i.e., data whose distribution can be explained by some mathematical model, and "outliers" which are data that do not fit the model. Outliers are considered points which come from noise, erroneous measurements, or simply incorrect data. For the problem of homography estimation, RANSAC works by trying to fit several models using some of the point pairs and then checking if the models were able to relate most of the points. The best model – the homography, which produces the highest number of correct matches – is then chosen as the answer for the problem; thus, if the ratio of number of outliers to data points is very low, the RANSAC outputs a decent model fitting the data. === Calibration === Image calibration aims to minimize differences between an ideal lens models and the camera-lens combination that was used, optical defects such as distortions, exposure differences between images, vignetting, camera response and chromatic aberrations. If feature detection methods were used to register images and absolute positions of the features were recorded and saved, stitching software may use the data for geometric optimization of the images in addition to placing the images on the panosphere. Panotools and its various derivative programs use this method. ==== Alignment ==== Alignment may be necessary to transform an image to match the view point of the image it is being composited with. Alignment, in simple terms, is a change in the coordinates system so that it adopts a new coordinate system which outputs image matching the required viewpoint. The types of transformations an image may go through are pure translation, pure rotation, a similarity transform which includes translation, rotation and scaling of the image which needs to be transformed, Affine or projective transform. Projective transformation is the farthest an image can transform (in the set of two dimensional planar transformations), where only visible features that are preserved in the transformed image are straight lines whereas parallelism is maintained in an affine transform. Projective transformation can be mathematically described as x ′ = H ⋅ x , {\displaystyle x'=H\cdot x,} where x {\displaystyle x} is points in the old coordinate system, x ′ {\displaystyle x'} is the corresponding points in the transformed image and H {\displaystyle H} is the homography matrix. Expressing the points x {\displaystyle x} and x ′ {\displaystyle x'} using the camera intrinsics ( K {\displaystyle K} and K ′ {\displaystyle K'} ) and its rotation and translation [ R t ] {\displaystyle [R\,t]} to the real-world coordinates X {\displaystyle X} and < m a t h > x {\displaystyle , we get Using the abo
FarPoint Spread
FarPoint Spread is a suite of Microsoft Excel-compatible spreadsheet components available for .NET, COM, and Microsoft BizTalk Server. Software developers use the components to embed Microsoft Excel-compatible spreadsheet features into their applications, such as importing and exporting Microsoft Excel files, displaying, modifying, analyzing, and visualizing data. Spread components handle spreadsheet data at the cell, row, column, or worksheet level. This article is about the last FarPoint edition of the Spread product line. Spread is now developed by GrapeCity, Inc. Since the acquisition, Spread for Biztalk Server has been removed from the product line and SpreadJS, a JavaScript version, has been added. == History == 1991 Spread released as a DLL control as the initial product offering from FarPoint Technologies, Inc. 1990s Spread VBX released. Spread ActiveX released. These components are now known as Spread COM. 2003 Spread for Windows Forms released as a completely new managed C# version prompted by the launch of Visual Studio .NET. 2003 Spread for Web Forms (now Spread for ASP.NET) released. 2006 Spread for BizTalk released. 2009 FarPoint Technologies acquired by GrapeCity. == Versions == Spread for Windows Forms: 5.0 Spread for Web Forms: 5.0 Spread COM: 8.0 Spread for BizTalk: 3.0 === Spread for Windows Forms === FarPoint Spread for Windows Forms is a Microsoft Excel-compatible spreadsheet component for Windows Forms applications developed using Microsoft Visual Studio and the .NET Framework. Developers use it to add grids and spreadsheets to their applications, and to bind them to data sources. In version 4.0, new cell types were added to display barcodes and fractions, and exports for XML and PDF were added. === Spread for ASP.NET === FarPoint Spread for ASP.NET is a Microsoft Excel-compatible spreadsheet component for ASP.NET applications. Developers use it to add grids and spreadsheets to their applications, === Spread for COM === FarPoint Spread 8 COM allows COM and ActiveX applications to incorporate spreadsheet features. In the 1997 book Visual Basic 5 for Windows for Dummies, Wally Wang lists an early version of Spread COM in Chapter 35: The Ten Most Useful Visual Basic Add-On Programs. === Spread for BizTalk === FarPoint Spread for BizTalk Server allows developers to integrate Microsoft Excel documents into Microsoft BizTalk applications. Spread for BizTalk Server includes two components: Spreadsheet Pipeline Disassembler - Parses data from Microsoft Excel (XLS and Excel 2007 XML, CSV, TXT) documents into XML data for processing through Microsoft BizTalk Server receive pipelines. Spreadsheet Pipeline Assembler - Assembles data from Microsoft BizTalk applications into Microsoft Excel (XLS or Excel 2007 XML) or PDF documents for transport through Microsoft BizTalk Server send pipelines. Developers find it a useful tool for organizations with Microsoft BizTalk Server Enterprise Application Integration. Prior to this release, BizTalk users wanting to use Excel data had to manually open the files and copy and paste data between the two applications. == Features == These features are common to all versions. Predefined cell types, including: currency date time number percent regular expression button check box combo box hyperlink image Formula support, including: cross-sheet referencing over 300 built-in functions Import and export: import to Microsoft Excel-compatible files export to Microsoft Excel-compatible files export to HTML files export to XML files Design-time spreadsheet designer Data-binding with customizable options Hierarchical data views, with parent rows and child views Grouping of rows or columns Sorting by row or column on multiple keys Cell spanning Multiple row and column headers Bound and unbound modes == Version-Specific Features == === Spread for Windows Forms === Support for Microsoft Visual Studio 2010 Support for Windows Azure AppFabric Integrated chart control Custom cell types Cell notes Child controls Splitter bars Built-in and custom skins and styles PDF export Microsoft Excel 2007 XML Support (Office Open XML, XLSX) Floating Formula Bar Range Selection for Formula Automatic Completion (type ahead) === Spread for ASP.NET === Support for Microsoft Visual Studio 2010 Support for Windows Azure AppFabric Integrated chart control AJAX-enabled Support for Open Document Format (ODF) files Multiple edits on multiple rows without server round trips Client-side column and row resizing Load on demand, which loads data from the server as needed for viewing Native Microsoft Excel import and export In-cell editing Multiple edits on multiple rows without server round trips Client-side column and row resizing Multiple sheets Searching Filtering Validations Cell spans PDF export === Spread COM === Custom cell types Cell notes Virtual mode for data loading Unicode support Customizable printing Text tips Import and export: Microsoft Excel 97 Excel 2000 Excel 2007 (requires the .NET Framework) Enhanced printing 64 bit DLL === Spread for BizTalk === Integration of Microsoft Excel data into Microsoft BizTalk applications Design-time spreadsheet schema wizard and spreadsheet format designer == Supported document formats == Adobe Portable Document Format PDF (.pdf) HTML Web Page (.html) Microsoft Excel Workbook (.xls) Plain Text (.txt) Comma-Separated Values (.csv) Open Document Format (Spread for ASP.NET)
Princh
Princh is a Danish software company, which is headquartered in Aarhus, Denmark. Founded in 2015, Princh develops cloud printing and electronic payment products. The company is headquartered in the city of Aarhus. While utilizing a smartphone or web app, users can locate a nearby printer to their current location, get directions to access said printer, and/or authorize a print and pay for the print job in question. The product is available as a native mobile apps for Android and iOS, as well as on web and desktop products for businesses and libraries. The app connects a network of printer owners and users around the world. Princh supports an array of printable files. == History == The company was founded in 2015. The company is currently based in the southern part of Aarhus. The Princh printing service was officially launched on June 23, 2015. Currently, Princh is available as a service in a multitude of locations such as print shops, libraries, hotels, or universities. Princh is a popular printing and payment product among libraries and can among other places be found in Denmark, Sweden, Norway, Germany, United Kingdom, United States, and Canada. == How it works == With the Princh app, users will be able to locate their nearest printer. Once the user is at the printer, the user chooses the document to be printed out and shares it with the Princh app. The user then selects the desired nearby printer entering the printer ID number or scanning the QR-code located on top of the printer, pays electronically and the print job is processed by the printer. Printer owners get access to a personal control panel where they can set printing prices and monitor all Princh activity for their business. == Notes and references ==
ShareMethods
ShareMethods is a Web 2.0 document management and collaboration service with a focus on sales, marketing, and the extended selling network. It offers a software as a service (SaaS) subscription to companies and is available as a stand-alone application or as an integrated program with CRM tools such as Oracle CRM On Demand or salesforce.com. == History == ShareMethods was launched in 2004 to provide collaboration and communication services for sales and marketing teams, business partners, and customers. The founders have a background of building software-as-a-service applications and creating digital media applications. In September 2005, ShareMethods launched "ShareNow" as one of the first applications on the salesforce.com AppExchange. In September 2006, ShareMethods moved its operations into a SAS 70 Type II data center owned by SunGard. In March 2009, ShareMethods launched "ShareSpaces" to provide on-demand portals or workspaces. In 2013, ShareMethods announced that its platform is available in a private cloud (on-premises) version. == Products == ShareMethods: Combines document management, collaboration, analytics, and CRM integration into a single solution. Key content can be centrally managed and delivered to sales channels, while providing feedback to marketing. ShareMethods is often used as a sales portal for internal sales and a partner portal for external partners. ShareNow: Integrates ShareMethods with salesforce.com providing Single Sign On for salesforce.com users and access to files related to accounts opportunities, etc. including custom objects. Also facilitates collaboration between salesforce.com users and non-users. ShareMethods for Oracle CRM On Demand: Integrates ShareMethods with Oracle CRM On Demand providing Single Sign On for Oracle users and easy access to files related to accounts opportunities, etc. ShareOffice: An on-demand intranet/extranet solution. Features include full-text search, version history, server sync-up, email updates, audit trail/analytics, check-in/check-out, multilingual user interface. ShareSpaces: Independent workspaces or portals where users can collaborate with business partners, teammates, or individuals to work together on content and documents. == Integration and interoperability == ShareMethods is available on Salesforce.com's AppExchange platform. ShareMethods also integrates with Oracle CRM On Demand to provide document management within the CRM application. Customers also can integrate proprietary systems via single-sign-on and self-registration. In addition, developers can make use of the ShareMethods API based on WebDAV to integrate document management functionality.
CLEVER score
The CLEVER (Cross Lipschitz Extreme Value for nEtwork Robustness) score is a way of measuring the robustness of an artificial neural network towards adversarial attacks. It was developed by a team at the MIT-IBM Watson AI Lab in IBM Research and first presented at the 2018 International Conference on Learning Representations. It was mentioned and reviewed by Ian Goodfellow as well. It was adopted into an educational game Fool The Bank by Narendra Nath Joshi, Abhishek Bhandwaldar and Casey Dugan
Stripe, Inc.
Stripe, Inc. is an Irish and American multinational financial services and software as a service (SaaS) company dual-headquartered in South San Francisco, California, United States, and Dublin, Ireland. The company primarily offers payment-processing software and application programming interfaces for e-commerce websites and mobile applications. Stripe is the largest privately owned financial technology company with a valuation of about $159 billion and over $1.9 trillion in payment volume processed in 2025, processing transactions for 5 million businesses in that year. == History == Irish entrepreneur brothers John and Patrick Collison founded Stripe in Palo Alto, California, in 2010, and serve as the company's president and CEO, respectively. In 2011 the company received a $2 million investment, including contributions from Elon Musk, PayPal founder Peter Thiel, Irish entrepreneur Liam Casey, and venture capital firms Sequoia Capital, Andreessen Horowitz, and SV Angel. In March 2013, Stripe made its first acquisition, Kickoff, a chat and task-management application. In 2012 the company moved from Palo Alto to San Francisco. In October 2019, the company announced that it would be moving from the South of Market area to Oyster Point in the neighbouring city of South San Francisco in 2021. In February 2021, Mark Carney, former governor of the Bank of Canada and of the Bank of England, was appointed to the company's board. Carney stepped down from his role with the company in 2025 in order to run for the leadership of the Liberal Party. Stripe acquired accountancy platform Recko in October 2021 whose solution was to be added to Stripe's existing suite of financial tools. In January 2022, Stripe entered a five-year partnership with Ford Motor Company. Through the deal, Stripe would handle transactions for consumer vehicle orders and reservations. That same month, Stripe partnered with Spotify to help the company monetize subscriptions. In April 2022, Twitter announced that it would partner with Stripe, Inc. (digital payments processor) for piloting cryptocurrency pay-outs for limited users in the platform. In April 2022, Stripe announced its strategic partnership with UK-based financial technology company ION. The Wall Street Journal reported in July 2022 that the company's internal share price had fallen, causing its implied valuation to drop from $95 billion to $74 billion. In November 2022, the company announced it intended to initiate layoffs, terminating some 14% of its workforce. Throughout 2022 and 2023, the company announced a number of large enterprise customers, including Airbnb, Amazon, Microsoft, Uber, BMW, Maersk, Zara, Lotus, Alaska Airlines, Le Monde, and Toyota. The company also announced in March 2023 that OpenAI is working with Stripe to commercialize its generative AI technology. In January 2025, Stripe sent layoff notices to nearly 300 workers, primarily affecting roles in Product, Operations and Engineering. The company experienced controversy when the company sent a cartoon picture of a duck to the laid-off employees. Stripe's Chief People Officer Rob McIntosh later apologized for the mistake. After re-enabling cryptocurrency pay-ins in April 2024, starting with USDC, Stripe completed the acquisition of Bridge in February 2025. The acquisition of the two-year-old stablecoin platform company is valued at $1.1 billion. In June 2025, the company acquired Privy, which powers crypto wallets. In September 2025, Stripe announced it was powering Instant Checkout in ChatGPT and released Agentic Commerce Protocol for agentic commerce, which was co-developed with OpenAI. In October 2025, the company opened its second headquarters in Dublin, Ireland. In February 2026, Stripe was valued at $159 billion in a tender offer posted for employees and shareholders. The tender offer was about a 70% increase from Stripe's previous valuation published in February 2025, where it was valued at $91.5 billion. Stripe also announced that its total volume increased to $1.9 trillion USD in 2025, a 34% increase from 2024. == Technology company == === Payment processing === Stripe provides application programming interfaces that web developers can use to integrate payment processing into their websites and mobile applications. The company introduced Stripe Connect in 2012, a multiparty payments solution that lets software developers embed payments natively into their products. In April 2018, Stripe released antifraud tools, branded "Radar", that block fraudulent transactions. The same year, it expanded its services to include a billing product for online businesses, allowing businesses to manage subscription recurring revenue and invoicing. Stripe's point-of-sale service called Terminal was made available to US users on 11 June 2019. Terminal had previously been invitation-only. Terminal is currently available in Australia, Canada, France, Germany, Ireland, the Netherlands, New Zealand, Singapore, and the United Kingdom. The service offers physical credit-card readers designed to work with Stripe. On 5 September 2019, Stripe launched a merchant cash-advance scheme called Stripe Capital. The scheme allows Stripe merchants to request an advance on future payments they expect to process through their Stripe merchant account. In June 2021, the company launched Stripe Tax, a service to allow businesses to automatically calculate and collect sales tax, VAT, and GST, initially rolling out to 30 countries and all US states. As of 2025, it has been made available in 102 countries. In May that year, Stripe introduced Payment Links, a no-code product allowing businesses to create a link to a checkout page and begin accepting payments on social platforms or direct channels. In January 2022, Stripe agreed to acquire Terminal manufacturing partner BBPOS, allowing the company to bring the hardware development of Terminal readers in-house. In February, it was announced as Apple's first partner on in-person Tap to Pay, which enables businesses to accept contactless payments using an iPhone and a partner-enabled iOS app. In May, Stripe announced Data Pipeline, a tool for Stripe users who store data with Amazon Redshift or Snowflake Data Cloud. Data Pipeline syncs Stripe data and reports with Amazon Redshift or Snowflake Data Cloud, where they can be queried in combination with other business information. That month, the company also introduced Stripe Financial Connections, enabling businesses to establish direct connections with their customers’ bank accounts to verify accounts for payments and pay-outs, check balances to reduce payment failures, and cut fraud by confirming bank account ownership. In September 2023, Stripe announced that its optimized checkout suite allowed businesses to offer their customers more than 100 payment methods. In May 2025, Stripe announced a new AI foundational model for payments, and introduced stablecoin powered accounts. === Corporate finance === In July 2018, Stripe introduced Stripe Issuing, a product that allows online businesses and platforms to create their own physical and digital credit and debit cards. === Atlas === On 14 February 2016, the company launched the Atlas platform to help start-ups register as US corporations, targeting foreign entrepreneurs. The platform was originally invitation-only. In March 2016, Cuba was added to the list of countries covered under the program. Originally, companies registered using Atlas were set up as Delaware-based C corporations. As of 30 April 2018, the option to be registered as limited liability companies was added. Companies set up using Atlas automatically had a business bank account and Stripe merchant account set up. === Link === In May 2021, Stripe launched Link, a service for saving and auto-filling payment details when paying via Stripe. The service supported payments in over 185 countries and Stripe reported plans to make it available to platform businesses through its API. In September 2025, Patrick Collison announced that Link had surpassed 200 million users. === Other === In 2018, Stripe started a publishing company named Stripe Press to promote ideas that support businesses. In 2019, Stripe began offering loans and credit cards to businesses in the United States. The company stated that loans are approved automatically using machine-learning models, with no human intervention. The following year, the company introduced Stripe Treasury, which provides its platform users APIs to embed financial services, allowing their customers to send, receive, and store funds. In October 2020, Stripe announced Stripe Climate, a service for businesses to fund atmospheric carbon research and capture. In 2022, Stripe started a new subsidiary called Frontier that would direct spending on carbon removal. It announced $925 million in funding from major Silicon Valley companies to fund start up companies performing carbon capture to kick-start the industry. Stripe Identity, launched in Ju